AML/CTF Program (NZ)

Your complete AML solution—ready to go!

🎯 Who It’s For?

⚖️ Lawyers, Conveyancers, Accountants, Bookkeepers

🏢 Real Estate Agents, Trust & Company Service Providers (TCSPs)

💼 High-value Dealers, Virtual Asset Service Providers (VASPs)

📋 Any Reporting Entity regulated by DIA, FMA, or RBNZ

💸 Small businesses that want to avoid $10k+ consultant fees

✅ Program Complies

With:

  • AML/CFT Act 2009
  • AML/CFT Regulations 2011
  • DIA, FMA & RBNZ supervisory guidelines
  • FATF recommendations
  • Privacy Act 2020

✅ Program Contains

  • An Implementation Guide
  • 2 Manuals (including Part A, B) & Risk Assessment
  • 21 Policies
  • 9 Procedures & 11 How to Guides
  • 17 Forms & 5 Checklists
  • 14 Registers
  • 3 Training Presentations

✅ Program Topics

  • Customer Due Diligence (CDD) – Identify and verify customers before providing services.

  • Enhanced Due Diligence (EDD) – Apply stricter checks to high-risk customers, trusts, and PEPs.

  • Know Your Customer (KYC) – Understand customer type, source of funds, and purpose of the relationship.

  • Politically Exposed Persons (PEPs) – Identify and monitor high-risk individuals and their associates.

  • Ongoing Customer Due Diligence (OCDD) – Continuously monitor customers and update CDD when needed.

  • Suspicious Activity Reporting (SARs) – Report suspicious behaviour to the FIU using goAML.

  • Prescribed Transaction Reporting (PTRs) – Report cash transactions ≥ $10,000 and international transfers.

  • International Funds Transfer Reporting – Track and report cross-border transactions as part of PTR obligations.

  • Record Keeping – Keep identity, CDD, and transaction records for at least 5 years.

  • Risk Assessment – Conduct and document a risk assessment before implementing your AML/CFT program.

  • Internal Controls – Establish policies, procedures, and systems to mitigate ML/TF risk.

  • Staff Training – Deliver AML training to all relevant staff regularly.

  • Independent Audit / Review – Have the program reviewed every 2 years or when required by your supervisor.

  • Risk-Based Approach – Tailor compliance activities based on assessed risk.

  • Governance and Oversight – Ensure board/senior management approves and supports the program.

  • Compliance Officer Role – Appoint a competent individual to manage AML/CFT compliance.

  • Corrective Actions & Breach Management – Have a clear process to manage failures, breaches, and remedial actions.

Q - How long would it take you to research and write 80+ documents? 

A - 80 hours? 100 Hours? More? On top of your normal role?

AML/CFT Compliance Program NZ

NZ$995.00

AML/CFT Compliance Program NZ

NZ$995.00

✅ Fully QA’d and DIA, FIA & RBNZ

✅ Instant download after purchase

✅ Part A & B AML/CTF Programs

✅ Risk Assessment and Management

✅ Over 80+ editable documents

✅ Manuals, Policies, How-to Guides, Forms, Checklists, Registers, Implementation Guide and Training Presentations

✅ Ongoing Updates and Blogs

+ See details